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Throughout American history, opportunity, dignity, property rights, and homeownership have become key components of achieving the American Dream. Yet, over the past century, excessive government regulations have reduced property rights and made the American Dream harder to fulfill. 

Housing affordability continues to be a top issue nationwide, and AFP looks forward to advancing free market solutions across the country to the housing crisis in 2026.

AFP thanks the Committee for their leadership and for holding a hearing on important policy and encourage Congress to act swiftly to remove federal regulatory barriers to housing affordability.

AFP is focused on enacting foundational housing reforms in all 50 states. Overly burdensome regulations related to housing, land use, and zoning make housing more costly and erect barriers to economic growth that inhibit opportunity and geographic mobility.

Proven tools and model policies for states to cut red tape and increase housing supply

Americans across the country are facing a housing crisis. A lack of housing supply has contributed to ever-rising home prices and priced countless families out of cities and neighborhoods nationwide. Excessive government regulation and power has made home building costlier, pushing up prices for builders and prospective homeowners.

AFP does not support federal preemption of state laws to enact reforms at the federal level. However, there are federal regulations that reduce housing supply and make housing more expensive. AFP supports eliminating or reforming federal laws that limit housing supply and make it difficult for homeowners and developers to build and renovate their property as they see fit.

Many Americans’ property taxes are high and rising due to local governments’ wasteful spending and revenue diversions. State legislators can address these problems.