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The Loper Bright decision not only impacts existing regulations but has implications for interpreting newly passed legislation. The 21st Century ROAD to Housing Act, a sweeping, bipartisan housing bill, was enacted on July 11, 2026, and any legal challenges regarding unclear or ambiguous language will receive judicial, not agency, deference.
Ilana joins the show to discuss July’s sharp drop in homebuilding and home-buying, as well as the housing policies of the Democrat Socialists. (Interviews starts at 13:20)

The 21st Century ROAD to Housing Act, Congress’ marquee bipartisan housing bill, became law on July 11 with some welcome deregulatory reforms. But it also significantly expands the federal government’s role in housing policy, a domain that should largely be left to state and local governments.

DSA housing policies would erode private property rights, greatly expand government intervention, and actually reduce the housing supply.

The Upward Mobility Act, sponsored in the House of Representatives by Rep. Blake Moore (R-UT) and in the Senate by Sen. John Husted (R-OH), would help address the welfare benefits cliffs by allowing up to five states to create pilot Upward Mobility grants with the goals of increasing employment among beneficiaries and reducing benefit cliffs.

There is a broad consensus amongst Americans across the country that housing is unaffordable. The median single-family home now costs five times the median household income, the age of the median first-time homebuyer is now 40, and the United States has a housing shortage of roughly six million homes nationwide. The housing situation is so dire that Congress has noticed and has proposed different reforms to combat the crisis.
Homeownership has become increasingly out of reach for many Americans. The median age of a first-time homebuyer is forty, home prices have increased by 150% since 2012, and the median single-family home now costs five times the median household income. The U.S. faces a housing shortage of approximately 4 to 8 million homes nationwide, driving up home prices and limiting inventory for young families.

Americans for Prosperity has worked to pass housing reforms in states across the country, cutting red tape and increasing housing options for all Americans. AFP’s Roadmap for: Housing Policy Reform report includes numerous policy solutions for reducing housing regulations, several of which are included in this package. Michiganders deserve housing they can afford. These reforms will help make that possible.

It’s widely known across the political spectrum that the United States currently faces a housing crisis. Nationwide, there is a shortage of roughly 6 million homes, home prices have increased by 150% since 2012, and the median single-family home costs five times the median household income. The median age of a first-time homebuyer is now 40, as homeownership remains out of reach for many Americans. Housing policy reforms are top of mind for many lawmakers nationwide, at local, state, and federal levels.