AFP KEY VOTE ALERT: Vote “NO” on the Schumer Obamacare Bailout bill

Dec 10, 2025 by AFP

Dear Senator,

On behalf of Americans for Prosperity’s grassroots volunteers and supporters across the nation, we urge you to vote “NO” on the Schumer Obamacare Bailout bill, which would extend for another three years the temporary, pandemic-era Biden Covid Credits at a cost to taxpayers of more than $30 billion a year without any reforms.

The Covid Credits should expire as scheduled because they are excessively costly, inflationary, and fraud-prone, and the pandemic is past. First enacted by Democrats in 2021, and extended in 2022, the Biden handouts make millionaires eligible for taxpayer subsidies and make health insurance “free” for everyone earning less than about $24,000 a year. Every penny of these subsidies goes straight to insurance companies. None of it goes to patients. During the first two years of the handouts’ existence, Obamacare enrollment doubled and millions of “phantom enrollees” appeared who never used their health insurance. Many enrollments are fraudulent, as confirmed by the Paragon Health Institute and the Government Accountability Office.

The handouts intensify Obamacare’s failures. Under the “Affordable” Care Act, insurance premiums have tripled, deductibles have doubled, access to doctors and hospitals has shrunk, and insurer claim-denial rates have grown tenfold. The average family insurance plan now costs $27,000 a year and requires you to pay $5,000 to $10,000 out of pocket before the insurer even pays a penny for your care. Meanwhile, insurers deny one out of five medical claims, and some deny one-third of claims. Patients are being denied needed care.

Letting the Credits expire will not cause premiums to rise. Instead, subsidy levels will return to 2020 levels and will remain extremely generous, covering 80 percent, on average, of the cost. Instead of doubling down on failure, Congress should enact patient-empowering reforms that unleash competition and price transparency to reduce prices. Instead of more taxpayer subsidies, you can give Americans a Personal Option: reliable, hassle-free health care they can afford.

Letting the Biden Credits expire paves the way for true health care affordability. We urge you to vote “NO” on the Schumer Obamacare Bailout.

This vote will be recorded in our legislative scorecard. To see what other votes have been included, please visit AFP’s scorecard online at: AFPscorecard.org.